How many difference types of insurance you know?

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How many types of insurance are available in the market right now?

  • Health insurances
  • Life insurances – insurance which pay a lump sum to survivors after a person died.  There are two types of life insurance: pure insurance (term life insurance – 5 years term, 10 years term, 20 years term,..) and cash-value insurance (whole life insurance, universal life insurance, variable life insurance,…).  Life insurance which involves in investment is cash-value insurance.
  • Auto insurances – car insurance, motorcycle insurance,…
  • Home insurances – insurance which cover if there is something happen to your property.
  • Mortgage insurances
  • Flood insurances – insurance which cover the property if the property got damage because of flood.
  • Travel insurances
  • Business insurances – general liability insurance, product liability insurance, commercial property insurance, professional liability insurance, home-based business insurance…
  • Accidental insurances
  • Credit insurances
  • Disable insurances
  • Long term care insurances
  • Wage insurances – a type of insurance which cover the wage of a person when he/she is unable to work.
  • Gap insurances
  • Long term insurances
  • Short term insurances

Sources:

  1. money.cnn.com/retirement/guide/insurance_life.moneymag
  2. sba.gov/content/types-business-insurance

Insurance discounts for your car

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Auto Insurance Discounts
Car Insurance Discounts that can save you money

Insurance discounts which you should not forget to double check

To keep the insurance price is low as possible, all of us try to dig as deep as we can to find any discount that’s available; however, sometimes, discounts aren’t shown up when needing. So, we create a short list of possible discounts as we’re known so far.

  1. students – good student, distant student
  2. pay in full
  3. multi car insurance
  4. multi policies – car insurance and home insurance together
  5. e-sign (paperless billing/automatic payment/electronic funds transfer)
  6. homeowner
  7. accident forgiveness
  8. annual mileage
  9. anti-lock brake
  10. anti-theft
  11. alarm system
  12. customer loyalty rewards
  13. military
  14. passive restraint
  15. “green” vehicle
  16. safe driver/accident-free
  17. defensive drive
  18. advance renewal
  19. use of car
  20. short commutes
  21. college degree
  22. days per week driven

We’re trying getting more insurance discounts…

In the meantime, there are some sources which you can get more information about discounts of insurance like

  1. Who offers the most car insurance discounts? bankrate.com/finance/insurance/car-insurance-discounts.aspx
  2. Hidden discounts revealed of car insurance: abcnews.go.com/blogs/business/2013/07/car-insurance-hidden-discounts-revealed

Insurance discounts from insurance companies:

  1. Auto insurance discounts at StateFarm insurance: The Coverage You Want, the Discounts You Deserve – statefarm.com/insurance/auto/discounts
  2. Auto insurance discounts at Liberty Mutual insurance – libertymutual.com/pmlibertymutual
  3. Auto insurance discounts at Allstate insurance: allstate.com/auto-insurance/auto-insurance-discounts.aspx
  4. Car insurance discount at Progressive insurance: progressive.com/auto/car-insurance-discounts
  5. Car insurance discounts and reductions in premium at Geico insurance:  geico.com/information/discounts/car-insurance-discounts
  6. Auto insurance discounts at Nationwide insurance: nationwide.com/car-insurance-discounts.jsp
  7. Insurance discounts at Arbella insurance: arbella.com/insurance/insurance-discounts

How many insurance companies you know? (US only)

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List of United States insurance companies

Popular Insurance Companies in the United States

Here is the list of 20 insurance companies in the United States and insurance details can be found on their websites.

  • Geico – auto insurance
  • State Farm – homeowner insurance, auto insurance, condo insurance, renter insurance, life insurance,  health insurance, disability insurance, annuities insurance, business insurance, sports & leisure vehicles insurance,…
  • Allstate – auto insurance, home insurance, renters insurance, condo insurance, motorcycle insurance, business insurance, life insurance, supplemental health insurance, retirement & savings, landlord insurance, ATV & 4×4 insurance, snowmobile, motorhome insurance, boat insurance
  • Progressive –  auto insurance, motorcycle insurance, RV insurance, commercial auto insurance, snowmobile insurance, ATV insurance, golf car insurance, classic car insurance, personal water craft insurance, homeowners insurance, condo insurance, mobile home insurance, flood insurance, travel trailer insurance, boat insurance, renters insurance, pet insurance, health insurance, umbrella insurance, business insurance, segway insurance, ID theft protection, mechanical repair plan,…
  • AIG (American International Group)
  • Aflac –
  • Aetna
  • Esurance
  • CNA Financial
  • MetLife – life insurance, auto insurance, home insurance, disability income insurance
  • Liberty Mutual – home insurance, auto insurance, life insurance
  • Lincolh National Corporation
  • Mercury Insurance Group
  • New York Life Insurance Company – life insurance,…
  • Infinity Property & Casualty Corporation
  • 21st Century Insurance
  • The Hartford
  • Prudential Financial
  • Nationwide Mutual Insurance
  • Safeco

We’re going update more soon!